Here are the five biggest mistakes we see smart people make while buying a home:

Mistake #1

Not knowing how much they can afford before they make an offer. Talk to a mortgage professional right away so that you know your exact price range.

Mistake #2

Not realizing whom the real estate agent represents. Most people think that the agent they’re working with is working for them. But unless they are working as your buyer-broker, they represent the seller.

Mistake #3

Not realizing that the wrong mortgage can cost thousands of dollars in needless interest payments.  Did you know there are over 200 different programs available?

Mistake #4

Not discovering hidden defects before they buy a home. Get a professional home inspection.

Mistake #5

Not knowing how much credit can affect their ability to buy a home. Your mortgage professional can help you prepare your credit file in advance, or you can order your own at  Avoid surprises!