Category: Mortgages

As Canadian house prices continue to rise, housing affordability has become a serious problem for many Canadians. While a recent report from RBC Economics says that affordability should improve in the coming year, another report…

A growing number of Canadians are starting to use mortgage brokers as an alternative to the banks.  Here are some good reasons why: Choice A mortgage broker has access to mortgages from a huge range…

Now, let’s imagine that you decide you want to wait for one year before purchasing a home.  I hear it all the time. For the past eight years, the Toronto Real Estate Board prices have…

Most people believe that if interest rates jump up, the effect is not significant.  I’m here to tell you that it’s a HUGE difference. Imagine you had a $200,000 mortgage.  With a 5% rate, your…

Great news from the government!  They finally did something about a terrible problem we mentioned last month. In response to growing concerns about real estate fraud, the provincial government has passed Bill 152, the Consumer…

If you’ve ever felt like this, then perhaps it’s time to speak to a great mortgage consultant… or maybe even move to a different home.  Either way, reach out to us and we’ll find a…